Tenure of the loan is a crucial aspect of business loans. Every business would want a flexible tenure and ideally time the EMI repayment with the cash flow cycle. This would enable ease of repayment as the liquidity situation can be comfortably managed in case of this kind of synchronization. Fintech players extend business loanswith tenures varying from 6months to 36 months. Further, lenders offer considerable flexibility to change the repayment frequency from monthly or quarterly as per the revenue model. It must be remembered that a lower tenure lowers the lending risk of the lender. However, a long tenure is suitable in case of a loan to finance capital expenditure. As per matching concept in accounting, the interest could be charged off as a business expenditure against the revenues generated from the fixed assets. However, a short term of 6-12 months is preferred in case of the working … Read more
Month: March 2019
The promising 2018 business opportunity, and the most profitable new business that even has the opportunity to become trending, seems unlikely to be far from the type of internet technology-based business and this is predicted to continue to progress from year to year.
As we know today, the development of internet technology has become a faster media for information dissemination and tends to dominate among other media, both electronic and printed.Online 2018 business opportunities are the most promising and profitable as a business area in the internet era. So what are the three types of business and business opportunities that have the potential to produce in 2018 to the future?
Back to the way we understand what is currently being trending and has been widely consumed by the wider community. Internet technology has become an important requirement which is likely to be very difficult to leave again.Various activities have used … Read more
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Such precautions are vital as a result of many lending companies are giving false promises to the individuals. Search completely for … Read more